Insurance

At AS Wealth Advisors, we take pride in offering a comprehensive range of insurance solutions tailored for both individuals and groups. Our products are strategically designed to shield you and your family from life's unforeseen events as you diligently build your future.

Understanding Your Evolving Needs:

We recognise that what you require in insurance today may not fully meet your needs in the future. Therefore, we provide a diverse selection of evolving products. These offerings aim to deliver simplicity, effectiveness, and tax efficiency—providing you and your family with enduring peace of mind.

Tailored Advice for Your Unique Needs:

AS Wealth Advisors stands ready to provide expert advice on the most suitable insurance solutions for your individual or business requirements. Our commitment is to understand the things that matter most to you and guide you toward the right insurance choices.

Types of Insurances Offered:

  1. Life Insurance:

    • Also known as term insurance and death cover.

    • Pays a lump sum in the event of your demise, ensuring financial protection for your family.

  2. Total and Permanent Disability Insurance (TPD):

    • Offers a lump sum payment if you suffer a disability before retirement, preventing you from working.

  3. Trauma (or Critical Illness) Insurance:

    • Provides a cash lump sum upon diagnosis of a specified illness or injury.

    • Offers financial support for medical treatment and recovery time.

  4. Income Protection Insurance:

    • Covers up to 75% of your regular income if you cannot work due to illness or injury.

    • Generally tax-deductible, depending on your circumstances.

  5. Business Insurance, Including Buy/Sell Arrangements:

    • Buy/Sell Insurance:

      • Tailored for business owners with equity partners.

      • Ensures funds are available to buy out a deceased or disabled partner's share in the business.

    • Business Expenses Insurance:

      • Provides benefits if you're unable to work due to sickness or injury.

      • Covers essential business expenses, including rent, mortgage, equipment leasing, and utility payments.

We, at AS Wealth Advisors, are committed to providing you with the most suitable and effective insurance solutions that evolve with your needs, ensuring financial security for you and your loved ones.