After building your career and managing your wealth, the prospect of planning for retirement becomes a pivotal moment. Transitioning into retirement can be both exciting and stressful, prompting the need for strategic planning.

Key Considerations:

1. Strategies for Transition to Retirement:

   • Assist with wealth creation.

   • Facilitate retirement planning.

   • Contribute to building financial freedom.

   • Ensure a seamless transition to the next phase of life.

   • Reduce overall tax liability.

2. Planning Complexity

   Retirement planning involves navigating complex questions:

   • How much should be in superannuation based on age, income, and intended retirement age?

   • What income level should be targeted?

   • How much saving, both within and outside super, is required for lifestyle needs?

   • What rate of return is necessary for the superannuation fund to achieve the desired retirement income?

   • Considerations around additional superannuation contributions and their impact on current lifestyle and financial obligations.

   • Exploring insurance options and optimal structuring.

Our Approach:

We, at AS Wealth Advisors, engage in honest conversations to understand your ideal retirement lifestyle and the financial assets needed to achieve it. Recognising each person's uniqueness and varied retirement goals, we tailor a solution that best suits your situation.

Our process involves constructing a retirement plan incorporating contribution levels, investment options, and pre-retirement strategies to align with your retirement goals. We provide progress reports in dollar terms against set targets and work with you continuously to ensure that contributions, risk, and return remain appropriate for your evolving needs.